Welcome to this 4-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Inside, the home offers 2,854 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Outside, the property offers approximately 5 acres, giving ample room to relax, play, or plan future outdoor projects. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. Currently listed for about 16 days, this property combines space, style, and value. With an asking price of $664,900, this property represents an appealing opportunity in the current market.